Frequently Asked Questions

	How do I lodge a claim?
	What are the registration prices for different vehicles and their CTP insurance premiums?
	Why do I have to pay for the Insurance Premium or the Compulsory Third Party Insurance (CTP)?
	Where do I find the contacts for your other agents throughout the country?

Why do I have to pay for the Insurance Premium or the Compulsory Third Party Insurance (CTP) ?

The National Government has provided Legislation – ‘The Motor Vehicles (Third Party Insurance) Act’ (the Act) - which ensures that if a person is injured by an insured vehicle, and with some exceptions, an uninsured vehicle, and there is a liability on the vehicle owner to pay, then Motor Vehicles Insurance Ltd (MVIL) provides insurance cover.

This is known as Compulsory Third Party (CTP) insurance. CTP provides monetary payment for loss of life and bodily injury, but does not give any payment for damage to, or loss of, any property including vehicles.